Managing Online Supply Chain finance Credit Risk of‘‘Asymmetric Information’’

Aimin Deng, Zixuan Chen

There are several influential risks in an online supply chain finance(Online SCF) which credit risk is one of the most significant types. Many researchers believe that the impact of credit risks is more considerable than other risks. There are one main reason for online SCF credit risks, which is “asymmetric information”. The article explains aspects of the cause as well as related solutions for it. The main solutions for the credit risks including: standardization of online supply chain financial processes,establishing credit risk evaluation system using big data etc. Technology,establishing the punishment mechanism of network information disclosure,integrating block chain and online SCF. Accordingly, since block chain as a new technology, it has an inestimable effect on breaking the bottleneck of the existed means to ease or even eliminate the credit risks on Online SCF.The further study of block chain and online SCF needs to be done in the future.